Frequently Asked Questions

Personal loan is a kind of installment loan that provided online, have fixed scheduled payments and holds no collateral.

The uses for a personal loan are varies, and it’s the best solution for any personal financial need.

Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers although most lenders don’t require minimal FICO score.

Yes. Most lenders work with clients with poor credit score prior to issuing a loan. 

For online transactions you are required to fill out and submit an electronic application which is reviewed by a lender. Once you are approved (usually within less than 30 minutes), the funds are deposited directly into your bank account by the next business day (can be in the same day with selected lenders). Upon your due date the loan amount is electronically deducted from your bank account. 

Yes. Due to state & federal laws, lenders are required to treat personal information with strict confidentiality. You are entitled to view your lender's privacy policy to learn more.

Our lenders will require your bank account information in order to deposit your loan directly into your account. 

Feel free to contact us anytime with questions or concerns. We are here to serve you.